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Introduction - Gina Chironis
Hi there. I am pleased to meet you. My name is Gina Chironis, the founder of Clarity Wealth Management in Irvine, California. Our reason for...
Hi there. I am pleased to meet you. My name is Gina Chironis, the founder of Clarity Wealth Management in Irvine, California. Our reason for being is to help you make the most of the opportunities that money brings to your life.
This requires a strategy, the ability to see all the moving parts as well as their common goal. But it can't be just any strategy. It's got to be the one that fits your unique personality, addresses your biggest challenges, and helps you pursue your most important goals.
Our job is to focus on you. We don't sell any financial products, including insurance. We do not accept any commissions.
What we do is work with you to assess where you are now, where you want to go, and then develop a plan with you to get you there. We developed a process that really helps us understand who you are.
It's a little bit like going to the doctor for the first time. In this initial meeting with you, we'll take the time to get to know you. Of course we'll want to know about your income and your assets, but we'll also ask you some pretty personal questions.
Like, what's really important to you about money and what would you do if you weren't working? We'll also want to know about the important relationships in your life and what you want to do for your children, your parents, and your community. We'll ask where you want to be when you're 45, 55, or 75. We'll want to know what your idea of the perfect weekend is.
We'll give you a brief overview of our services as your personal CFO, and how we work to increase your wealth, minimize your taxes, protect your assets, and help you achieve your legacy to your family and to your community.
Then we'll regroup and have a second meeting, in person or by video conference, all complimentary. At this meeting, we'll present you with a strategy and a plan. At this second meeting, you'll need to determine whether our services make sense for you. We need to determine whether we can add value to your life.
Limiting the number of clients we serve keeps our services personal and meaningful. If you're considering reaching out to us, please do. If after talking we decide that we're not a good fit, we will help you find the right direction. Thank you for listening.
Background - Gina Chironis
Gina Chironis: Hi again. My background, briefly. I've been a CPA for too many years, over 25. In 2009, I earned the Personal Financial Specialist...
Gina Chironis: Hi again. My background, briefly. I've been a CPA for too many years, over 25. In 2009, I earned the Personal Financial Specialist designation, which is similar to the CFP designation, but is only awarded to CPAs. The really neat thing about being a CPA financial planner is that it allows me to pay close attention to the tax effect on everything we do.
In California, the tax rates have gotten pretty high, with many of our clients paying as much as 60 percent of their income in taxes. Clearly, anything that can affect your financial success by as much as 60 percent deserve some close attention.
Clarity's background, briefly. We're a boutique fee-only firm. We sell no financial products and collect no commissions. We are affiliated with the BAM ALLIANCE, a national partnership of advisory firms that collectively manages over $23 billion in assets. Being part of BAM means that we are connected to experts in every conceivable area of finance. This means we're always able to provide answers to your questions, no matter how complex or unusual they might be.
Clarity will work with your existing experts -- estate planning attorney, CPA, insurance broker -- or we can recommend professionals in those areas. We want to make sure that each part of your plan is carefully and seamlessly implemented. Our investment strategy, like every service we provide you, is based on our commitment to always act in your best interest.
If you're considering reaching out to us, please do. If, after talking, we decide that we're not a good fit, we'll help you find the right direction. Thank you for listening.