If your husband just passed away, you might be lost for what do next, especially when it comes to your personal finances. The big question you might have in your mind is whether you have enough to live on. “Nobody is thinking about that until an altering event happens,” says Read more…
It’s that time of year when we look back and try to figure out how America’s finances did the prior year. Why now? To be honest, this is when the last bit of useful data from last year comes out. But also, we’ve wrapped up Q1, a.k.a. that chunk of Read more…
Faced with high healthcare costs and a low-paying gig economy, millennials are realizing that they can earn the same amount of money with online jobs, but in international cities where everything is a third of the price. How are their finances changing as a result?
Learn more about impact investing and how it can send a message to publicly traded corporations that you're interested in being globally and socially responsible, not just dividends.
In some areas, it’s looking pretty dismal. In other areas, it looks rosy. And when it comes to consumer emotions? Well, they’re in a good mood. Read on to find out what we mean.
The age of expensive phone cards may be over, but even if you’re hopping to the kind of country where you can buy lunch for a buck, there are still a lot of unexpected costs to moving abroad.
You won’t get in trouble for missing the deadline to file on April 18th… as long as you fill out this super simple form! Here’s how to get more time to deal with your taxes.
You may be swept up in the throes of true love, free from worldly concerns about earnings, debt, and savings. But as unromantic as these things sound, asking your fiancé (and yourself) some important financial questions could save your marriage someday.
Basic financial concepts such as setting a budget, paying down debt, establishing an emergency fund, building credit and setting goals will help enrich your life and strengthen your relationships. You will learn how all these concepts interweave and affect each other. No financial skill exists in isolation.
If you really want to be like a rich person, surveys and studies show your attitude – not your belongings – is the true marker of how much you have in your bank account. Here are the seven things wealthy Americans think and do, that you can emulate to build your own wealth.
Helping a friend financially could potentially put your friendship on the rocks. You can risk no repayment of your loan to having your credit ruined depending on arrangement you made with your buddy.
You may be swept up in the throes of true love, free from worldly concerns about earnings, debt, and savings. But as unromantic as these things sound, asking your fiancé (and yourself) some important financial questions could save your marriage someday.
The internet can be a vicious and, frankly, kind of frightening place. Commenters are always ready to dish out the tough love, especially when it comes to financial common sense. Surprisingly, they often have really good points.
Guidevine breaks down different certifications, degrees, and designations held by financial advisors. Knowing what designations like CFP® ChFC®, CDFA® mean, how advisors obtain them and retain them are important to know when looking for the right financial professional for your investment needs and goals.
It’s Financial Literacy Month, so we’ve decided to take that literally, and bring to you the nine classics of financial literature. These books have been read by millions, changed lives, gotten the seal of approval from financial experts, and set their readers on the path toward financial independence, stability, and growth.
Financial literacy and money management skills are critical to your survival and success. Unfortunately, financial literacy is not a required subject in school and something you may learn through trial and error. Learning the proper way to invest and manage your money is lifelong journey. How financially literate are you?
Helping a friend financially out can put your friendship to the test. From not getting paid back to having your credit ruined are all possibilities when you mix friendship and money.
America’s personal finances in 2015 were mixed. As a nation we were more confident and some important indicators like household income increased. However, debt levels increased, which is something to watch.
Learning your credit score and securing a solid down payment are two steps in the right direction to buying a house. But calculating how much you can afford also depends on: (1) How much you want to finance, (2) Your debt to income ratio, (3) What you are willing and able to pay every month over what period of time. In addition to shaping your budget, these factors inform whether you should choose a standard 30-year loan or a 15-year loan with higher payments but less interest.
One of the main questions people have about their money is whether they are saving enough. But what does “saving enough” really mean? The answer, of course depends on your lifestyle, goals and many other things. However, there are four questions to ask yourself to find out if your savings are close to what you want, or need, them to be.
Many people believe that financial planners are only for the rich, get paid for services that you can do yourself or, even worse, are just scam artists. We take a look at 6 persistent myths about financial planners, whether there is any truth to them and how they can impact getting the advice you need.
“Life” insurance is sort of a misnomer. Other insurances like car insurance or home insurance help replace something so you can move on with your life. But of course, you cannot replace a life, so it really should be called “household income” insurance. And that’s what life insurance is really about – if something happens to an earner in your family, life insurance steps in to fill part or all the financial gap created by their untimely passing.
Millennials have witnessed and experienced economic turmoil that has left a profound mark on their conscious and unconscious beliefs about saving and investing. These trends have created specific sets of challenges and questions that millennials struggle with as older generations watch with concern.
There are so many things to consider when choosing a financial advisor including what services do they offer, how do they charge and do you get along with them. Should location matter? While technology has made it easier to work with someone across the country, what's right for you hinges on four factors.