Education

Should You Roll Student Loan Debt Into Your Mortgage?

The reality of student loan debt is influencing many Americans’ ability to finance a home purchase, but new rules from lending overseer Fannie Mae are introducing new options for borrowers. Financial advisors say the flexibility is welcome, and that for many adults they make sense as part of a sound financial plan.

By Jane Hodges, ago
Education

GuideVine’s Summer Scoop 2016

GuideVine's Summer Scoop returns for 2016! From June 1st through August 31st, watch short daily videos from financial experts answering common financial questions. By the end of the summer, you'll be a lot more confident and knowledgeable about personal finance.

By GuideVine, ago
Real Estate

How Much House Can You Afford?

Learning your credit score and securing a solid down payment are two steps in the right direction to buying a house. But calculating how much you can afford also depends on: (1) How much you want to finance, (2) Your debt to income ratio, (3) What you are willing and able to pay every month over what period of time. In addition to shaping your budget, these factors inform whether you should choose a standard 30-year loan or a 15-year loan with higher payments but less interest.

By Alden Wicker, ago
Family Finances

Pitfalls to Avoid When Buying a Home

Hooray for you! You are ready to buy a home. Whether it is your first home or you are a seasoned buyer, this will be one of the biggest purchases you ever make in your life. Unfortunately the journey to home ownership is full of obstacles and pitfalls. Learn how to avoid common ones and get the most bang for your buck.

By Fern LaRocca, ago
Real Estate

Is Buying a House a Smart Financial Move?

Many people consider buying a house as their first stop on the path to financial security. But overspending on housing, overestimating ownership investment benefits and misunderstanding how home equity functions can seriously determine if buying a house is a sound financial decision..

By Jane Hodges, ago