Family Finances
How to Give More Now with the Help of Your Favorite Philanthropists
The sooner you can give back the sooner you can help to change the world. Here’s how you can start giving back smartly today.
Estate Planning
How President Trump’s 100-day Plan Will Affect Your Wallet
These are the ten pillars laid out in Trump’s 100-day plan. The main legislations that could have financial implications are: Middle Class Tax Relief and Simplification Act, Repeal and Replace Obamacare Act, Affordable Childcare and Eldercare Act, School Choice and Education Opportunity Act. Find out how they’ll affect you.
Education
The 9 Best Money Books for Increasing Your Financial Literacy
It’s Financial Literacy Month, so we’ve decided to take that literally, and bring to you the nine classics of financial literature. These books have been read by millions, changed lives, gotten the seal of approval from financial experts, and set their readers on the path toward financial independence, stability, and growth.
Family Finances
The 5 Dangers of Mixing Friendship and Money
Helping a friend financially out can put your friendship to the test. From not getting paid back to having your credit ruined are all possibilities when you mix friendship and money.
Real Estate
How Much House Can You Afford?
Learning your credit score and securing a solid down payment are two steps in the right direction to buying a house. But calculating how much you can afford also depends on: (1) How much you want to finance, (2) Your debt to income ratio, (3) What you are willing and able to pay every month over what period of time. In addition to shaping your budget, these factors inform whether you should choose a standard 30-year loan or a 15-year loan with higher payments but less interest.
Financial Advisors
Fee or Commission: What’s the Best Way to Pay Your Financial Advisor?
The wrong payment structure could lead to mismanaging your assets, being overcharged or getting bad advice. So its very important getting familiar with the different types of fees, the benefits and drawbacks of each, and how they fit in with your financial goals. After all, you’re trying to get help managing your money. And being a savvy shopper is the first step toward that goal.
Estate Planning
Estate Planning for Childless Couples
If you don’t have children, you might want to leave your money to charity, or even your pet. We’ll walk you through your options, plus tell you about the important documents you need to have in your estate plan.
Financial Advisors
Financial Advisor Glossary: Common Financial Planning Terms
When you're working with a financial advisor to plan your financial future, you'll encounter a number of industry words and terms that might not be familiar to you. Use this glossary that defines common financial planning terms to better understand the lingo.
Investments
Are You a High Net Worth Individual?
The dividing line between an affluent individual and a High Net Worth Individual is important, because it typically marks the moment when you go from needing standard financial advice more personalized care from a qualified financial advisor or wealth manager.
Family Finances
Do Your Parents Make Too Much Money for Financial Aid?
Any family can get financial aid; they just need to know how! Here's how to navigate the financial aid process when you make six figures or more.
Family Finances
5 Solutions to the Biggest Financial Problems Families Face
Whether you make a lot of money or a little or have massive amounts of credit card debt or none, more than likely, finances are an issue in most households. Financial problems are common and include difficult issues like not having enough money, losing a job and conflicting financial values. In Read more…